LeakageSee your number
The cost hiding in plain sight

Keep more of what
your money earns.

Investment fees look small as percentages. In dollars—and over time—they can quietly reshape your future.

Price out your holdings

Holding-level fee scan

See the expense inside
your actual portfolio.

Add each ETF and its current market value. We match it to the latest recorded MER in our Canadian securities snapshot and translate that percentage into dollars.

Snapshot dated loading… · Not live market data
Portfolio entered$0
Fund expenses per year$0$0 per month
Weighted MER0.00%
Your holdings
Your list is empty.Add an ETF to calculate its recorded annual fund expenses.

MER is used because it includes the fund's management fee and operating expenses; management fees are not added again. Trading expenses, spreads, commissions, taxes, and advisor fees may be additional. Verify recorded fees with the issuer before making a decision.

Your fee picture

A small percentage.
A very real number.

Live estimate
Leaving your portfolio every year$12,500

$1,042 every month

1.25%total annual fee

The compounding effect

Over 20 years, lower fees could leave you with

$490,357

more in your portfolio, based on the assumptions you entered.

Know what you own

Fees rarely arrive
on a single line.

01

Advice or management fee

Often charged as a percentage of assets for planning, portfolio management, or both.

0.50–1.50%
02

Fund expense ratio

Built into ETFs and mutual funds, so it usually never appears as a separate bill.

0.03–1.00%+
03

Trading and platform costs

Commissions, spreads, account charges, and currency conversion can add another layer.

Varies

Before you make a move

Going DIY is simple.
Doing it well takes a plan.

Lower fees can be powerful, but an advisor may provide planning, tax guidance, coaching, and other value. Compare the service—not only the price.

  1. 1

    Ask for your all-in cost

    Request advisor fees, fund expenses, platform charges, and trading costs in both dollars and percentages.

  2. 2

    Choose a portfolio you can hold

    Match risk, diversification, and account type to your situation. A simple allocation only works if you can stay invested.

  3. 3

    Plan the transfer before selling

    Check transfer fees, taxes, registered-account rules, and whether holdings can move in kind.

  4. 4

    Automate the boring parts

    Set contributions, rebalancing rules, and a review schedule so your plan does not depend on willpower.